An accident is easily made. Therefore, having the right coverage against legal and contractual liabilities is advisable. FDR can inventory your activities to ensure we find the most suitable liability insurance. We cover risks under the so-called AVB (Liability For Business) insurance and specific professional liability insurance. Professional liability insurance typically covers damage caused by work you or your employees have performed, any damage to an employee’s property, and possible losses to the equipment you have hired. This can be addressed in the so-called E&O (Errors and Omissions) insurance. What can also be addressed is a D&O (Directors & Officers) insurance that provides coverage for liabilities from company directors.