Maritime businesses face a wide range of operational, contractual, and geopolitical risks. At FDR, we help shipowners, operators, charterers, and other maritime stakeholders identify, manage, and transfer these risks through tailored maritime insurance solutions. Our team combines deep maritime expertise with a relationship-driven approach to help clients navigate an increasingly complex risk landscape.
Learn more about the top products we offer for our maritime partners:
Hull & Machinery (H&M) insurance provides protection against physical damage to vessels and machinery caused by accidents, collisions, weather events, and other unforeseen incidents.
Our specialists work closely with clients to assess operational risks and secure cover that reflects the specific needs of their fleet and trading activities.
Loss of Hire (LoH) insurance helps protect vessel owners against loss of income when a vessel becomes unavailable due to damage covered under a H&M policy.
By reducing the financial impact of operational downtime, LoH insurance can help support business continuity during unexpected disruptions.
Protection & Indemnity (P&I) insurance provides cover for a wide range of third-party maritime liabilities, including injury, pollution, cargo-related risks, and collision liabilities.
Because P&I policies often contain complex conditions, exclusions, and contractual considerations, a detailed risk assessment is essential. FDR helps clients evaluate potential exposures and secure appropriate protection for their operations.
Freight, Demurrage & Defence (FD&D) insurance helps cover legal and dispute-related costs arising from the commercial operation of a vessel.
Cover may include disputes relating to freight, hire, demurrage, charter parties, and other contractual agreements. FD&D insurance provides valuable support when disagreements arise and legal expertise is required.
War Risk insurance provides protection against losses arising from war, terrorism, civil unrest, piracy, and other politically motivated events.
As geopolitical risks continue to evolve, additional cover may be required when vessels operate in high-risk or excluded areas. Our specialists help clients understand policy requirements, assess exposures, and arrange appropriate protection for their trading routes.
Charterers’ Liability insurance helps protect charterers against liabilities that may arise under charter parties, bills of lading, and other contractual agreements.
These exposures can be significant and may have serious financial consequences if not properly managed. FDR helps clients evaluate contractual risks and arrange suitable coverage to support their operations.
Maritime insurance is not a one-size-fits-all solution. As an independent maritime insurance broker, FDR takes a consultative approach to understanding each client’s operational, contractual, and commercial risks.
Looking for a maritime insurance solution that aligns with your business objectives? Get in touch with our team to explore how a tailored insurance programme can strengthen your business.
